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Small Business Administration Credit Executive - Hybrid

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  • Requisition # 10044158-WD
  • Job Type Full time
  • Date Posted 11/01/2021
  • Location Irvine, CA | San Diego, CA

Your potential. Your opportunity.

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. Across the globe, we’re 180,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

Limited Time Only:

This role is eligible for a $15,000 sign-on bonus for offers accepted by 5/1/2022!

Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to medical and/or religious exemptions, if applicable. Should you be selected for an interview, your recruiter will provide additional information.

Major Responsibilities:

  • Review new loan package requests for completeness, appropriate loan structure, and SBA eligibility.
  • Provide recommendations for alternate loan structures as appropriate.
  • Review all regulatory requirements as pertaining to Reg B, HMDA, FACTA, Fair Lending, Bank Secrecy, Anti-money Laundering, etc.
  • Analyze and underwrite SBA loans according to Bank credit policy and procedures and in compliance with SBA SOP requirements.
  • Analysis includes: cash flow, balance sheet, proforma, RMA, collateral, guarantor(s), and any other pertinent facts.
  • Meet all service level agreements for turnaround times.
  • Pass all QC reviews with no material or significant findings.
  • Maintain currency on changes to SBA SOP requirements and internal Bank policies and procedures.
  • Satisfactory results of internal and external examinations both SBA and general Bank related to SBA originations.

Additional Information:

Education, Licensure, Year of Experience (and type of work experience):

  • Typically requires a BA or BS degree. 5+ years of SBA credit experience. Knowledge, Skills, Abilities: Strong verbal and written skills. Excellent credit skills.
  • Effective interpersonal skills. Excellent time management skills.
  • Thorough understanding of SBA SOP requirements, including underwriting and eligibility requirements of most SBA loan types including: Commercial real estate purchase and refinance, business acquisition, CAPLines, Express, and other C&I loans.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity/Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual’s associates or relatives that is protected under applicable federal, state, or local law. 

Some MUFG roles require that individuals be fully vaccinated against COVID-19, subject to exemptions for medical or religious reasons, as well as any other reason required by applicable law or order. Should you be selected for an interview, your recruiter will provide additional information.

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