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Senior Credit Analyst

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  • Requisition # Req #167
  • Job Type Salary
  • Date Posted 04/13/2022
  • Location Toronto, ON

Your potential. Your opportunity.

Join a financial group that’s as committed to your future as you are. At MUFG, we share a vision for our future, we share our successes, and we strive to bring out the best in each other in everything we do. As the 5th largest bank in the world, our diverse team is connected by a common ambition to create change for the better—from forging more dynamic career paths to driving progress in our communities, to continuously reshaping the standards of global financial services. Positive impact starts here; see the change you can make as we strive to become the world’s most trusted financial group. Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with over 2,700 locations in more than 50 markets. The Group has over 180,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. MUFG aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly responding to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges. For more information, visit https://www.mufg.jp/englishSenior Credit Analyst

Summary:

Support the Credit Division of the Americas as part of a team responsible for a portfolio of companies in the leveraged finance area. They will be responsible for maintaining a comprehensive knowledge of the companies in their portfolio and staying current on industry and regulatory developments. The candidate is expected to monitor and report on a portfolio of middle market and large corporate leveraged loans highlighting issues, performance metrics, credit risks, exposure concentrations and updating assigned risk ratings, on a timely basis. Strong modelling skills and written and verbal communications skills are critical.

Accountabilities:

Active portfolio management of designated customers:
  • Responsible for the management of a loan portfolio of leveraged finance credits.
  • Monitor assigned credits; stay current on company and industry issues; complete regularly scheduled reviews and determine accurate ratings.
  • Coordinate and communicate critical account information independently and directly to various related parties including the Business Line, product groups and credit divisions.
  • Participate in special assignments and projects as required.
Quarterly reporting:
  • Prepare quarterly credit reviews including written assessment and financial analysis.
  • Update financial projection models as necessary to reflect current view of credit trajectory.
Deal Support:
  • Work with the Business Line on amendments and incremental credit requests to identify and mitigate structural and other risks.
  • Advise the Business Line on credit risk issues/terms and conditions to create the best possible. transaction, focusing on the risk/return dynamic and on minimizing potential credit costs.
Policy Compliance:
  • Ensure compliance with external regulatory/internal policy and procedural requirements.
  • Participate in ad-hoc policy meetings to enhance organization wide credit risk framework.

Experience:
  • 4+ years of experience in a financial institution in a credit underwriting or credit risk function.
  • Knowledge of leveraged finance credit analysis, credit underwriting and credit risk management.
  • In depth knowledge of loan structures, loan documentation and analyzing corporate credits.
  • Experienced in underwriting and/or monitoring large corporate and middle market leveraged loans.
  • Strong financial modeling and analytical skills.
  • Understanding of the issues related to the regulatory environment (FRB, OCC, FDIC).
  • Good computer skills with Microsoft Word, Excel and PowerPoint.
  • Good verbal and written communications skills.
  • Strong financial modeling and analytical skills.

Education:
  • Bachelor's Degree required.
  • CFA or work towards it is an asset
  • Completion of formal credit-training program at money center bank is an asset
Notice: The above information on this job description has been described to indicate the general nature and level of work performed by incumbents. Other duties and responsibilities not specifically described may be assigned from time to time, consistent with knowledge, skills and abilities of the incumbent. Company Chartered in 1981 and assuming its current identity as MUFG Canada Branch, our Canadian Branch is the premier Asia-based global bank in its market. We serve local and Japanese clients from the Atlantic to the Pacific with financial expertise across a number of key industries such as oil and gas, pipelines, power generation, automotive, transportation, and telecom. The receipt of this application by MUFG Bank, Ltd., Canada Branch (“MUFG Canada Branch”), does not imply or guarantee employment. MUFG Canada Branch is an equal opportunity employer. We do not discriminate in hiring or in any other aspect of employment on the basis of the grounds enumerated in the Canadian human rights act. In addition, MUFG Canada Branch complies with applicable laws prohibiting discrimination in employment in every jurisdiction in which it maintains facilities. MUFG Canada Branch provides accommodation to individuals in accordance with the requirements outlined in the Canadian human rights act and the Canada Labour Code.©2020 Mitsubishi UFJ Financial Group, Inc. All rights reserved. The MUFG logo and name is a service mark of Mitsubishi UFJ Financial Group, Inc., and is used by MUFG Bank, Ltd., Canada Branch, with permission.

https://www.bk.mufg.jp/global/globalnetwork/americas/pdf/privacy_notice.pdf

Other details

  • Job FamilyMUFG Canada
  • Pay TypeSalary
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